Call reports 2009
BANK OF QUINCY — 2009
What BANK OF QUINCY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,308,000 | 80,815,000 | 87,450,000 | 96,554,000 |
| Total loans | 68,998,000 | 70,287,000 | 72,191,000 | 75,139,000 |
| Allowance for loan losses | 705,000 | 720,000 | 739,000 | 749,000 |
| Securities available for sale | 2,290,000 | 2,742,000 | 6,098,000 | 8,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,001,000 | 66,165,000 | 73,468,000 | 84,677,000 |
| Interest-bearing deposits | 57,903,000 | 59,425,000 | 68,740,000 | 76,283,000 |
| Noninterest-bearing deposits | 6,098,000 | 6,740,000 | 4,728,000 | 8,394,000 |
| Equity capital | 7,044,000 | 7,348,000 | 7,581,000 | 7,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,370,000 | 3,551,000 | 4,791,000 |
| Interest expense | 508,000 | 981,000 | 1,421,000 | 1,901,000 |
| Net interest income | 672,000 | 1,389,000 | 2,130,000 | 2,890,000 |
| Noninterest income | 316,000 | 517,000 | 649,000 | 801,000 |
| Noninterest expense | 603,000 | 1,198,000 | 1,782,000 | 2,453,000 |
| Provision for loan losses | 20,000 | 35,000 | 85,000 | 95,000 |
| Pretax income | 365,000 | 673,000 | 912,000 | 1,143,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 359,000 | 661,000 | 894,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,017,000 | 7,319,000 | 7,553,000 | 7,777,000 |
| Total capital | 7,723,000 | 8,040,000 | 8,294,000 | 8,528,000 |
| Risk-weighted assets | 65,533,000 | 66,931,000 | 69,124,000 | 73,039,000 |