Call reports 2006
BANK OF QUINCY — 2006
What BANK OF QUINCY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,067,000 | 50,117,000 | 50,413,000 | 54,208,000 |
| Total loans | 40,345,000 | 42,504,000 | 43,537,000 | 47,184,000 |
| Allowance for loan losses | 480,000 | 510,000 | 513,000 | 519,000 |
| Securities available for sale | 1,487,000 | 1,485,000 | 1,492,000 | 994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,211,000 | 42,097,000 | 40,614,000 | 44,262,000 |
| Interest-bearing deposits | 35,931,000 | 37,791,000 | 35,504,000 | 39,644,000 |
| Noninterest-bearing deposits | 3,280,000 | 4,306,000 | 5,109,000 | 4,618,000 |
| Equity capital | 4,494,000 | 4,641,000 | 4,799,000 | 4,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,674,000 | 2,638,000 | 3,633,000 |
| Interest expense | 345,000 | 728,000 | 1,174,000 | 1,662,000 |
| Net interest income | 457,000 | 946,000 | 1,464,000 | 1,971,000 |
| Noninterest income | 115,000 | 189,000 | 283,000 | 370,000 |
| Noninterest expense | 383,000 | 766,000 | 1,206,000 | 1,664,000 |
| Provision for loan losses | 30,000 | 60,000 | 86,000 | 96,000 |
| Pretax income | 159,000 | 309,000 | 455,000 | 581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 309,000 | 455,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,504,000 | 4,655,000 | 4,800,000 | 4,926,000 |
| Total capital | 4,976,000 | 5,146,000 | 5,310,000 | 5,445,000 |
| Risk-weighted assets | 37,781,000 | 40,398,000 | 41,944,000 | 44,848,000 |