Call reports 2002
BANK OF QUINCY — 2002
What BANK OF QUINCY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,191,000 | 20,336,000 | 22,578,000 | 21,230,000 |
| Total loans | 15,943,000 | 18,248,000 | 19,076,000 | 18,079,000 |
| Allowance for loan losses | 175,000 | 189,000 | 210,000 | 231,000 |
| Securities available for sale | 1,748,000 | 749,000 | 993,000 | 748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,981,000 | 18,109,000 | 20,319,000 | 18,909,000 |
| Interest-bearing deposits | 15,039,000 | 16,464,000 | 18,949,000 | 17,594,000 |
| Noninterest-bearing deposits | 942,000 | 1,645,000 | 1,370,000 | 1,315,000 |
| Equity capital | 2,176,000 | 2,196,000 | 2,225,000 | 2,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 660,000 | 1,035,000 | 1,467,000 |
| Interest expense | 154,000 | 313,000 | 480,000 | 632,000 |
| Net interest income | 161,000 | 347,000 | 555,000 | 835,000 |
| Noninterest income | 2,000 | 7,000 | 10,000 | 15,000 |
| Noninterest expense | 153,000 | 309,000 | 468,000 | 668,000 |
| Provision for loan losses | 14,000 | 28,000 | 49,000 | 70,000 |
| Pretax income | -4,000 | 17,000 | 48,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | 17,000 | 48,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,176,000 | 2,196,000 | 2,227,000 | 2,292,000 |
| Total capital | 2,329,000 | 2,385,000 | 2,437,000 | 2,497,000 |
| Risk-weighted assets | 12,607,000 | 15,940,000 | 16,968,000 | 16,422,000 |