Call reports 2001
BANK OF QUINCY — 2001
What BANK OF QUINCY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,201,000 | 14,116,000 | 15,001,000 | 17,349,000 |
| Total loans | 10,386,000 | 12,231,000 | 13,467,000 | 14,526,000 |
| Allowance for loan losses | 92,000 | 112,000 | 135,000 | 161,000 |
| Securities available for sale | 1,179,000 | 969,000 | 750,000 | 1,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,931,000 | 11,900,000 | 12,807,000 | 15,140,000 |
| Interest-bearing deposits | 10,326,000 | 11,351,000 | 12,392,000 | 13,818,000 |
| Noninterest-bearing deposits | 605,000 | 549,000 | 415,000 | 1,322,000 |
| Equity capital | 2,220,000 | 2,192,000 | 2,163,000 | 2,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 517,000 | 804,000 | 1,136,000 |
| Interest expense | 148,000 | 316,000 | 479,000 | 644,000 |
| Net interest income | 91,000 | 201,000 | 325,000 | 492,000 |
| Noninterest income | 2,000 | 3,000 | 5,000 | 7,000 |
| Noninterest expense | 116,000 | 234,000 | 367,000 | 492,000 |
| Provision for loan losses | 15,000 | 35,000 | 58,000 | 84,000 |
| Pretax income | -38,000 | -65,000 | -95,000 | -77,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -38,000 | -65,000 | -95,000 | -77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,219,000 | 2,192,000 | 2,163,000 | 2,179,000 |
| Total capital | 2,311,000 | 2,304,000 | 2,298,000 | 2,340,000 |
| Risk-weighted assets | 10,734,000 | 12,018,000 | 13,322,000 | 14,565,000 |