Call reports 2012
METROBANK — 2012
What METROBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 797,542,000 | 778,888,000 | 736,318,000 | 656,535,000 |
| Total loans | 483,949,000 | 464,924,000 | 443,395,000 | 413,528,000 |
| Allowance for loan losses | 36,886,000 | 33,363,000 | 32,647,000 | 29,108,000 |
| Securities available for sale | 60,895,000 | 79,932,000 | 78,852,000 | 55,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,215,000 | 693,244,000 | 652,413,000 | 610,000,000 |
| Interest-bearing deposits | 563,815,000 | 547,336,000 | 516,153,000 | 467,788,000 |
| Noninterest-bearing deposits | 145,401,000 | 145,908,000 | 136,260,000 | 142,212,000 |
| Equity capital | 70,825,000 | 65,934,000 | 67,015,000 | 27,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,543,000 | 14,226,000 | 20,774,000 | 26,935,000 |
| Interest expense | 789,000 | 1,490,000 | 2,021,000 | 2,397,000 |
| Net interest income | 6,754,000 | 12,736,000 | 18,753,000 | 24,538,000 |
| Noninterest income | 865,000 | 1,089,000 | 1,543,000 | 1,905,000 |
| Noninterest expense | 8,586,000 | 17,495,000 | 26,121,000 | 35,238,000 |
| Provision for loan losses | 8,239,000 | 13,039,000 | 17,499,000 | 21,789,000 |
| Pretax income | -8,681,000 | -16,039,000 | -22,640,000 | -28,887,000 |
| Income tax | -3,056,000 | -5,620,000 | -7,946,000 | 28,232,000 |
| Net income | -5,625,000 | -10,419,000 | -14,694,000 | -57,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,352,000 | 23,204,000 | 22,105,000 | 19,121,000 |
| Total capital | 36,371,000 | 29,113,000 | 27,808,000 | 24,477,000 |
| Risk-weighted assets | 446,145,000 | 439,722,000 | 424,058,000 | 398,977,000 |