Call reports 2011
METROBANK — 2011
What METROBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 811,490,000 | 789,186,000 | 813,513,000 | 800,469,000 |
| Total loans | 675,523,000 | 637,284,000 | 601,073,000 | 546,411,000 |
| Allowance for loan losses | 41,369,000 | 36,268,000 | 37,666,000 | 34,612,000 |
| Securities available for sale | 23,012,000 | 22,300,000 | 15,610,000 | 29,745,000 |
| Securities held to maturity | 40,565,000 | 30,167,000 | 29,497,000 | 33,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,072,000 | 693,103,000 | 717,253,000 | 711,804,000 |
| Interest-bearing deposits | 576,601,000 | 559,396,000 | 574,677,000 | 565,786,000 |
| Noninterest-bearing deposits | 131,470,000 | 133,707,000 | 142,576,000 | 146,017,000 |
| Equity capital | 74,088,000 | 78,062,000 | 74,973,000 | 71,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,142,000 | 19,423,000 | 28,479,000 | 36,908,000 |
| Interest expense | 1,086,000 | 2,043,000 | 2,994,000 | 3,913,000 |
| Net interest income | 9,056,000 | 17,380,000 | 25,485,000 | 32,995,000 |
| Noninterest income | -4,759,000 | -3,788,000 | -3,249,000 | -3,532,000 |
| Noninterest expense | 8,752,000 | 17,059,000 | 25,504,000 | 32,926,000 |
| Provision for loan losses | 29,471,000 | 31,257,000 | 36,957,000 | 43,109,000 |
| Pretax income | -33,924,000 | -34,709,000 | -39,143,000 | -45,487,000 |
| Income tax | -11,736,000 | -12,027,000 | -13,586,000 | -16,007,000 |
| Net income | -22,188,000 | -22,682,000 | -25,557,000 | -29,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,407,000 | 44,135,000 | 39,726,000 | 33,658,000 |
| Total capital | 48,263,000 | 51,690,000 | 46,922,000 | 40,312,000 |
| Risk-weighted assets | 594,979,000 | 571,926,000 | 541,350,000 | 499,841,000 |