Call reports 2010
METROBANK — 2010
What METROBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 233,739,000 | 222,400,000 | 217,902,000 | 209,477,000 |
| Total loans | 174,105,000 | 170,858,000 | 167,795,000 | 163,544,000 |
| Allowance for loan losses | 3,842,000 | 4,107,000 | 4,865,000 | 4,543,000 |
| Securities available for sale | 18,109,000 | 16,050,000 | 8,867,000 | 12,472,000 |
| Securities held to maturity | 4,031,000 | 4,334,000 | 4,336,000 | 4,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,934,000 | 186,487,000 | 183,227,000 | 187,161,000 |
| Interest-bearing deposits | 169,067,000 | 161,201,000 | 155,205,000 | 158,742,000 |
| Noninterest-bearing deposits | 25,867,000 | 25,286,000 | 28,022,000 | 28,419,000 |
| Equity capital | 31,563,000 | 31,638,000 | 31,187,000 | 21,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 5,720,000 | 8,315,000 | 10,725,000 |
| Interest expense | 459,000 | 873,000 | 1,219,000 | 1,507,000 |
| Net interest income | 2,493,000 | 4,847,000 | 7,096,000 | 9,218,000 |
| Noninterest income | -602,000 | -326,000 | -803,000 | -1,042,000 |
| Noninterest expense | 1,928,000 | 3,709,000 | 5,291,000 | 16,002,000 |
| Provision for loan losses | 1,800,000 | 2,300,000 | 3,500,000 | 5,214,000 |
| Pretax income | -1,837,000 | -1,486,000 | -2,395,000 | -12,936,000 |
| Income tax | -700,000 | -594,000 | -1,012,000 | -1,560,000 |
| Net income | -1,137,000 | -892,000 | -1,383,000 | -11,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,976,000 | 20,620,000 | 19,832,000 | 19,042,000 |
| Total capital | 22,302,000 | 23,008,000 | 21,947,000 | 21,135,000 |
| Risk-weighted assets | 184,569,000 | 189,333,000 | 166,464,000 | 164,465,000 |