Call reports 2009
METROBANK — 2009
What METROBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 235,404,000 | 236,909,000 | 241,036,000 | 229,977,000 |
| Total loans | 185,399,000 | 177,995,000 | 180,394,000 | 174,887,000 |
| Allowance for loan losses | 2,223,000 | 2,575,000 | 3,049,000 | 2,314,000 |
| Securities available for sale | 20,834,000 | 20,838,000 | 19,754,000 | 18,793,000 |
| Securities held to maturity | 7,738,000 | 8,287,000 | 8,290,000 | 3,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,892,000 | 182,365,000 | 175,675,000 | 185,135,000 |
| Interest-bearing deposits | 144,368,000 | 153,517,000 | 146,885,000 | 158,872,000 |
| Noninterest-bearing deposits | 41,525,000 | 28,848,000 | 28,790,000 | 26,263,000 |
| Equity capital | 31,197,000 | 32,389,000 | 32,934,000 | 32,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,371,000 | 6,769,000 | 10,052,000 | 13,224,000 |
| Interest expense | 908,000 | 1,763,000 | 2,443,000 | 2,997,000 |
| Net interest income | 2,463,000 | 5,006,000 | 7,609,000 | 10,227,000 |
| Noninterest income | 532,000 | 781,000 | 1,038,000 | 1,336,000 |
| Noninterest expense | 1,734,000 | 3,267,000 | 4,880,000 | 6,657,000 |
| Provision for loan losses | 270,000 | 941,000 | 1,916,000 | 3,875,000 |
| Pretax income | 991,000 | 1,579,000 | 1,851,000 | 1,033,000 |
| Income tax | 331,000 | 492,000 | 505,000 | 164,000 |
| Net income | 660,000 | 1,087,000 | 1,346,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,066,000 | 20,750,000 | 21,474,000 | 20,988,000 |
| Total capital | 21,289,000 | 23,151,000 | 23,925,000 | 23,302,000 |
| Risk-weighted assets | 180,490,000 | 191,887,000 | 195,473,000 | 188,584,000 |