Call reports 2006
METROBANK — 2006
What METROBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 217,457,000 | 218,825,000 | 224,160,000 | 225,719,000 |
| Total loans | 128,103,000 | 130,950,000 | 141,644,000 | 148,821,000 |
| Allowance for loan losses | 1,483,000 | 1,517,000 | 1,479,000 | 1,425,000 |
| Securities available for sale | 47,049,000 | 44,620,000 | 43,138,000 | 40,717,000 |
| Securities held to maturity | 10,509,000 | 10,511,000 | 10,614,000 | 10,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,277,000 | 187,294,000 | 193,037,000 | 189,890,000 |
| Interest-bearing deposits | 151,700,000 | 151,603,000 | 151,174,000 | 154,871,000 |
| Noninterest-bearing deposits | 34,578,000 | 35,692,000 | 41,863,000 | 35,019,000 |
| Equity capital | 28,572,000 | 29,017,000 | 29,205,000 | 28,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,601,000 | 10,117,000 | 13,904,000 |
| Interest expense | 957,000 | 2,031,000 | 3,189,000 | 4,653,000 |
| Net interest income | 2,200,000 | 4,570,000 | 6,928,000 | 9,251,000 |
| Noninterest income | 281,000 | 564,000 | 837,000 | 1,098,000 |
| Noninterest expense | 1,419,000 | 2,843,000 | 4,287,000 | 5,805,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 999,000 | 2,165,000 | 3,289,000 | 4,292,000 |
| Income tax | 342,000 | 750,000 | 1,142,000 | 1,491,000 |
| Net income | 657,000 | 1,415,000 | 2,147,000 | 2,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,441,000 | 17,280,000 | 17,102,000 | 16,854,000 |
| Total capital | 17,924,000 | 18,797,000 | 18,581,000 | 18,279,000 |
| Risk-weighted assets | 163,889,000 | 161,494,000 | 166,952,000 | 175,014,000 |