Call reports 2002
METROBANK — 2002
What METROBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 242,554,000 | 242,072,000 | 236,940,000 | 221,157,000 |
| Total loans | 107,554,000 | 109,615,000 | 109,528,000 | 100,619,000 |
| Allowance for loan losses | 2,389,000 | 2,708,000 | 3,316,000 | 1,954,000 |
| Securities available for sale | 97,381,000 | 101,246,000 | 107,746,000 | 96,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,420,000 | 207,786,000 | 201,272,000 | 196,271,000 |
| Interest-bearing deposits | 180,175,000 | 179,441,000 | 173,652,000 | 169,764,000 |
| Noninterest-bearing deposits | 27,245,000 | 28,345,000 | 27,620,000 | 26,507,000 |
| Equity capital | 22,309,000 | 23,899,000 | 22,312,000 | 14,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,339,000 | 9,414,000 | 12,342,000 |
| Interest expense | 1,216,000 | 2,327,000 | 3,403,000 | 4,365,000 |
| Net interest income | 1,934,000 | 4,012,000 | 6,011,000 | 7,977,000 |
| Noninterest income | 470,000 | 1,002,000 | 1,522,000 | 2,094,000 |
| Noninterest expense | 1,669,000 | 3,357,000 | 5,177,000 | 6,932,000 |
| Provision for loan losses | 388,000 | 1,176,000 | 4,714,000 | 5,106,000 |
| Pretax income | 347,000 | 579,000 | -2,258,000 | -2,059,000 |
| Income tax | 118,000 | 209,000 | -798,000 | -730,000 |
| Net income | 229,000 | 370,000 | -1,460,000 | -1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,464,000 | 22,605,000 | 20,776,000 | 12,407,000 |
| Total capital | 24,074,000 | 24,267,000 | 22,398,000 | 13,895,000 |
| Risk-weighted assets | 128,080,000 | 131,928,000 | 128,032,000 | 118,597,000 |