Call reports 2001
METROBANK — 2001
What METROBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 246,887,000 | 234,738,000 | 256,586,000 | 241,825,000 |
| Total loans | 141,463,000 | 126,023,000 | 115,792,000 | 108,644,000 |
| Allowance for loan losses | 2,067,000 | 2,024,000 | 1,597,000 | 1,963,000 |
| Securities available for sale | 47,904,000 | 45,737,000 | 64,467,000 | 69,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,608,000 | 202,550,000 | 209,635,000 | 206,292,000 |
| Interest-bearing deposits | 177,595,000 | 173,477,000 | 180,870,000 | 177,866,000 |
| Noninterest-bearing deposits | 28,013,000 | 29,073,000 | 28,765,000 | 28,426,000 |
| Equity capital | 23,366,000 | 23,266,000 | 24,064,000 | 22,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,305,000 | 8,349,000 | 12,127,000 | 15,503,000 |
| Interest expense | 1,992,000 | 3,865,000 | 5,601,000 | 7,097,000 |
| Net interest income | 2,313,000 | 4,484,000 | 6,526,000 | 8,406,000 |
| Noninterest income | 426,000 | 886,000 | 1,384,000 | 1,858,000 |
| Noninterest expense | 1,824,000 | 3,527,000 | 5,251,000 | 7,037,000 |
| Provision for loan losses | 117,000 | 283,000 | 409,000 | 1,176,000 |
| Pretax income | 803,000 | 1,758,000 | 2,448,000 | 2,249,000 |
| Income tax | 281,000 | 629,000 | 949,000 | 897,000 |
| Net income | 522,000 | 1,129,000 | 1,499,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,805,000 | 22,912,000 | 22,731,000 | 22,234,000 |
| Total capital | 24,753,000 | 24,706,000 | 24,328,000 | 23,900,000 |
| Risk-weighted assets | 155,692,000 | 143,314,000 | 140,499,000 | 132,975,000 |