Call report 2025Q4
BEACON BANK & TRUST — 2025Q4
The 22 measures BEACON BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,181,570,000 | USD | evidence → |
| Total loans | 18,029,553,000 | USD | evidence → |
| Allowance for loan losses | 252,839,000 | USD | evidence → |
| Securities available for sale | 1,688,768,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 102,512,000 | USD | evidence → |
| Total deposits | 19,711,150,000 | USD | evidence → |
| Interest-bearing deposits | 15,469,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,241,754,000 | USD | evidence → |
| Equity capital | 2,508,972,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 842,827,000 | USD | evidence → |
| Interest expense | 330,395,000 | USD | evidence → |
| Net interest income | 512,432,000 | USD | evidence → |
| Noninterest income | 47,659,000 | USD | evidence → |
| Noninterest expense | 381,841,000 | USD | evidence → |
| Provision for loan losses | 33,615,000 | USD | evidence → |
| Pretax income | 136,858,000 | USD | evidence → |
| Income tax | 34,448,000 | USD | evidence → |
| Net income | 102,410,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,069,767,000 | USD | evidence → |
| Total capital | 2,280,038,000 | USD | evidence → |
| Risk-weighted assets | 18,449,748,000 | USD | evidence → |