Call report 2023Q4
BEACON BANK & TRUST — 2023Q4
The 22 measures BEACON BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,187,285,000 | USD | evidence → |
| Total loans | 5,544,341,000 | USD | evidence → |
| Allowance for loan losses | 68,928,000 | USD | evidence → |
| Securities available for sale | 307,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 81,723,000 | USD | evidence → |
| Total deposits | 4,460,763,000 | USD | evidence → |
| Interest-bearing deposits | 3,576,345,000 | USD | evidence → |
| Noninterest-bearing deposits | 884,418,000 | USD | evidence → |
| Equity capital | 586,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 338,021,000 | USD | evidence → |
| Interest expense | 146,001,000 | USD | evidence → |
| Net interest income | 192,020,000 | USD | evidence → |
| Noninterest income | 16,569,000 | USD | evidence → |
| Noninterest expense | 122,562,000 | USD | evidence → |
| Provision for loan losses | 18,121,000 | USD | evidence → |
| Pretax income | 68,388,000 | USD | evidence → |
| Income tax | 12,490,000 | USD | evidence → |
| Net income | 55,898,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 580,148,000 | USD | evidence → |
| Total capital | 650,135,000 | USD | evidence → |
| Risk-weighted assets | 5,585,784,000 | USD | evidence → |