Call reports 2021
BEACON BANK & TRUST — 2021
What BEACON BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,474,570,000 | 5,386,051,000 | 5,319,415,000 | 5,583,769,000 |
| Total loans | 4,836,259,000 | 4,746,393,000 | 4,738,433,000 | 4,872,167,000 |
| Allowance for loan losses | 74,543,000 | 73,569,000 | 69,712,000 | 68,409,000 |
| Securities available for sale | 382,568,000 | 366,728,000 | 350,684,000 | 335,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 67,685,000 | 71,885,000 | 65,751,000 | 62,512,000 |
| Total deposits | 4,365,615,000 | 4,295,319,000 | 4,319,068,000 | 4,482,182,000 |
| Interest-bearing deposits | 3,331,989,000 | 3,152,300,000 | 3,145,328,000 | 3,177,525,000 |
| Noninterest-bearing deposits | 1,033,626,000 | 1,143,019,000 | 1,173,740,000 | 1,304,657,000 |
| Equity capital | 593,898,000 | 601,737,000 | 611,685,000 | 601,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 53,591,000 | 106,353,000 | 158,200,000 | 210,803,000 |
| Interest expense | 5,440,000 | 9,418,000 | 13,316,000 | 15,866,000 |
| Net interest income | 48,151,000 | 96,935,000 | 144,884,000 | 194,937,000 |
| Noninterest income | 2,368,000 | 5,300,000 | 8,090,000 | 16,170,000 |
| Noninterest expense | 26,048,000 | 51,654,000 | 77,403,000 | 104,876,000 |
| Provision for loan losses | -1,910,000 | -2,171,000 | -4,829,000 | -5,548,000 |
| Pretax income | 26,264,000 | 52,855,000 | 81,363,000 | 110,948,000 |
| Income tax | 6,584,000 | 13,185,000 | 20,295,000 | 28,284,000 |
| Net income | 19,680,000 | 39,670,000 | 61,068,000 | 82,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 562,089,000 | 567,162,000 | 578,625,000 | 570,278,000 |
| Total capital | 619,931,000 | 625,148,000 | 636,684,000 | 630,194,000 |
| Risk-weighted assets | 4,602,119,000 | 4,614,964,000 | 4,625,608,000 | 4,775,314,000 |
Machine access — free, no API key
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