Call report 2015Q4
BEACON BANK & TRUST — 2015Q4
The 22 measures BEACON BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,626,566,000 | USD | evidence → |
| Total loans | 3,202,418,000 | USD | evidence → |
| Allowance for loan losses | 36,379,000 | USD | evidence → |
| Securities available for sale | 218,227,000 | USD | evidence → |
| Securities held to maturity | 55,869,000 | USD | evidence → |
| Trading assets | 6,118,000 | USD | evidence → |
| Total deposits | 2,515,354,000 | USD | evidence → |
| Interest-bearing deposits | 2,417,381,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,973,000 | USD | evidence → |
| Equity capital | 379,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 141,855,000 | USD | evidence → |
| Interest expense | 16,993,000 | USD | evidence → |
| Net interest income | 124,862,000 | USD | evidence → |
| Noninterest income | 7,584,000 | USD | evidence → |
| Noninterest expense | 64,516,000 | USD | evidence → |
| Provision for loan losses | 2,214,000 | USD | evidence → |
| Pretax income | 65,716,000 | USD | evidence → |
| Income tax | 23,361,000 | USD | evidence → |
| Net income | 39,769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 380,003,000 | USD | evidence → |
| Total capital | 417,270,000 | USD | evidence → |
| Risk-weighted assets | 3,145,202,000 | USD | evidence → |