Call report 2012Q4
BEACON BANK & TRUST — 2012Q4
The 22 measures BEACON BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,084,379,000 | USD | evidence → |
| Total loans | 2,768,416,000 | USD | evidence → |
| Allowance for loan losses | 35,342,000 | USD | evidence → |
| Securities available for sale | 183,122,000 | USD | evidence → |
| Securities held to maturity | 500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,158,337,000 | USD | evidence → |
| Interest-bearing deposits | 2,102,655,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,682,000 | USD | evidence → |
| Equity capital | 288,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 134,163,000 | USD | evidence → |
| Interest expense | 25,980,000 | USD | evidence → |
| Net interest income | 108,183,000 | USD | evidence → |
| Noninterest income | 3,702,000 | USD | evidence → |
| Noninterest expense | 50,407,000 | USD | evidence → |
| Provision for loan losses | 5,929,000 | USD | evidence → |
| Pretax income | 55,549,000 | USD | evidence → |
| Income tax | 19,469,000 | USD | evidence → |
| Net income | 34,853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 278,994,000 | USD | evidence → |
| Total capital | 314,917,000 | USD | evidence → |
| Risk-weighted assets | 2,893,426,000 | USD | evidence → |