Call reports 2013
STATE BANK OF EAGLE BUTTE — 2013
What STATE BANK OF EAGLE BUTTE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,070,000 | 48,542,000 | 48,259,000 | 47,202,000 |
| Total loans | 24,366,000 | 26,155,000 | 28,139,000 | 27,473,000 |
| Allowance for loan losses | 517,000 | 485,000 | 533,000 | 600,000 |
| Securities available for sale | 16,355,000 | 15,229,000 | 17,680,000 | 17,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,671,000 | 43,297,000 | 41,115,000 | 41,926,000 |
| Interest-bearing deposits | 31,633,000 | 31,963,000 | 30,530,000 | 29,927,000 |
| Noninterest-bearing deposits | 9,038,000 | 11,334,000 | 10,585,000 | 11,999,000 |
| Equity capital | 4,958,000 | 4,840,000 | 5,063,000 | 5,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,434,000 | 2,228,000 | 3,051,000 |
| Interest expense | 96,000 | 184,000 | 273,000 | 351,000 |
| Net interest income | 612,000 | 1,250,000 | 1,955,000 | 2,700,000 |
| Noninterest income | 171,000 | 369,000 | 559,000 | 743,000 |
| Noninterest expense | 611,000 | 1,225,000 | 1,859,000 | 2,573,000 |
| Provision for loan losses | 90,000 | 130,000 | 220,000 | 280,000 |
| Pretax income | 82,000 | 264,000 | 435,000 | 590,000 |
| Income tax | 18,000 | 38,000 | 68,000 | 154,000 |
| Net income | 64,000 | 226,000 | 367,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,749,000 | 4,912,000 | 5,053,000 | 5,122,000 |
| Total capital | 5,118,000 | 5,248,000 | 5,454,000 | 5,510,000 |
| Risk-weighted assets | 28,961,000 | 32,766,000 | 32,341,000 | 31,301,000 |