Call reports 2009
STATE BANK OF EAGLE BUTTE — 2009
What STATE BANK OF EAGLE BUTTE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,229,000 | 33,094,000 | 34,296,000 | 32,517,000 |
| Total loans | 17,290,000 | 18,997,000 | 20,253,000 | 19,335,000 |
| Allowance for loan losses | 240,000 | 201,000 | 366,000 | 367,000 |
| Securities available for sale | 13,126,000 | 12,185,000 | 11,603,000 | 10,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,389,000 | 26,931,000 | 28,726,000 | 27,421,000 |
| Interest-bearing deposits | 20,021,000 | 20,461,000 | 22,789,000 | 21,674,000 |
| Noninterest-bearing deposits | 5,368,000 | 6,470,000 | 5,937,000 | 5,747,000 |
| Equity capital | 4,569,000 | 4,618,000 | 4,739,000 | 4,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,248,000 | 1,922,000 | 2,592,000 |
| Interest expense | 108,000 | 219,000 | 336,000 | 438,000 |
| Net interest income | 501,000 | 1,029,000 | 1,586,000 | 2,154,000 |
| Noninterest income | 163,000 | 328,000 | 517,000 | 714,000 |
| Noninterest expense | 517,000 | 1,060,000 | 1,593,000 | 2,162,000 |
| Provision for loan losses | 40,000 | 100,000 | 293,000 | 368,000 |
| Pretax income | 107,000 | 197,000 | 217,000 | 338,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 92,000 |
| Net income | 80,000 | 143,000 | 136,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,376,000 | 4,433,000 | 4,433,000 | 4,401,000 |
| Total capital | 4,616,000 | 4,634,000 | 4,733,000 | 4,687,000 |
| Risk-weighted assets | 20,956,000 | 24,330,000 | 23,954,000 | 22,775,000 |