Call reports 2008
STATE BANK OF EAGLE BUTTE — 2008
What STATE BANK OF EAGLE BUTTE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,795,000 | 29,028,000 | 31,485,000 | 31,813,000 |
| Total loans | 12,373,000 | 13,414,000 | 15,561,000 | 16,386,000 |
| Allowance for loan losses | 193,000 | 220,000 | 211,000 | 222,000 |
| Securities available for sale | 14,621,000 | 14,096,000 | 13,898,000 | 13,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,985,000 | 22,959,000 | 24,153,000 | 25,946,000 |
| Interest-bearing deposits | 20,533,000 | 17,173,000 | 18,373,000 | 20,100,000 |
| Noninterest-bearing deposits | 6,452,000 | 5,786,000 | 5,780,000 | 5,846,000 |
| Equity capital | 4,337,000 | 4,214,000 | 4,322,000 | 4,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,079,000 | 1,656,000 | 2,260,000 |
| Interest expense | 123,000 | 243,000 | 369,000 | 493,000 |
| Net interest income | 425,000 | 836,000 | 1,287,000 | 1,767,000 |
| Noninterest income | 172,000 | 347,000 | 537,000 | 711,000 |
| Noninterest expense | 489,000 | 956,000 | 1,442,000 | 1,980,000 |
| Provision for loan losses | 0 | 20,000 | 80,000 | 120,000 |
| Pretax income | 108,000 | 207,000 | 302,000 | 378,000 |
| Income tax | 20,000 | 41,000 | 68,000 | 98,000 |
| Net income | 88,000 | 166,000 | 234,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,249,000 | 4,327,000 | 4,396,000 | 4,299,000 |
| Total capital | 4,442,000 | 4,547,000 | 4,607,000 | 4,521,000 |
| Risk-weighted assets | 16,726,000 | 17,176,000 | 19,582,000 | 20,145,000 |