Call reports 2007
STATE BANK OF EAGLE BUTTE — 2007
What STATE BANK OF EAGLE BUTTE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,813,000 | 27,374,000 | 29,533,000 | 30,619,000 |
| Total loans | 10,483,000 | 11,236,000 | 12,024,000 | 12,369,000 |
| Allowance for loan losses | 158,000 | 173,000 | 148,000 | 168,000 |
| Securities available for sale | 13,754,000 | 13,418,000 | 13,890,000 | 14,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,558,000 | 23,064,000 | 24,838,000 | 26,138,000 |
| Interest-bearing deposits | 17,887,000 | 16,860,000 | 18,691,000 | 19,436,000 |
| Noninterest-bearing deposits | 6,671,000 | 6,204,000 | 6,147,000 | 6,702,000 |
| Equity capital | 3,886,000 | 3,852,000 | 4,040,000 | 4,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 982,000 | 1,496,000 | 2,043,000 |
| Interest expense | 95,000 | 196,000 | 306,000 | 424,000 |
| Net interest income | 370,000 | 786,000 | 1,190,000 | 1,619,000 |
| Noninterest income | 147,000 | 310,000 | 483,000 | 648,000 |
| Noninterest expense | 459,000 | 895,000 | 1,343,000 | 1,755,000 |
| Provision for loan losses | 60,000 | 120,000 | 140,000 | 140,000 |
| Pretax income | -2,000 | 81,000 | 190,000 | 372,000 |
| Income tax | 22,000 | 43,000 | 63,000 | 93,000 |
| Net income | -24,000 | 38,000 | 127,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,976,000 | 4,028,000 | 4,129,000 | 4,162,000 |
| Total capital | 4,134,000 | 4,201,000 | 4,277,000 | 4,330,000 |
| Risk-weighted assets | 18,186,000 | 18,187,000 | 20,302,000 | 19,105,000 |