Call reports 2005
STATE BANK OF EAGLE BUTTE — 2005
What STATE BANK OF EAGLE BUTTE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,753,000 | 28,066,000 | 28,750,000 | 28,391,000 |
| Total loans | 11,804,000 | 12,383,000 | 12,838,000 | 12,323,000 |
| Allowance for loan losses | 283,000 | 343,000 | 373,000 | 134,000 |
| Securities available for sale | 13,828,000 | 13,427,000 | 13,061,000 | 13,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,275,000 | 24,306,000 | 24,838,000 | 24,710,000 |
| Interest-bearing deposits | 18,782,000 | 17,517,000 | 19,174,000 | 18,774,000 |
| Noninterest-bearing deposits | 6,493,000 | 6,789,000 | 5,664,000 | 5,936,000 |
| Equity capital | 3,342,000 | 3,493,000 | 3,560,000 | 3,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 813,000 | 1,255,000 | 1,724,000 |
| Interest expense | 47,000 | 90,000 | 135,000 | 182,000 |
| Net interest income | 349,000 | 723,000 | 1,120,000 | 1,542,000 |
| Noninterest income | 117,000 | 248,000 | 413,000 | 547,000 |
| Noninterest expense | 400,000 | 791,000 | 1,178,000 | 1,533,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 36,000 | 120,000 | 265,000 | 426,000 |
| Income tax | 30,000 | 62,000 | 91,000 | 106,000 |
| Net income | 6,000 | 58,000 | 174,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,568,000 | 3,620,000 | 3,736,000 | 3,811,000 |
| Total capital | 3,800,000 | 3,854,000 | 3,985,000 | 3,945,000 |
| Risk-weighted assets | 18,504,000 | 18,634,000 | 19,819,000 | 19,042,000 |