Call reports 2025
NATIONAL BANK OF MALVERN, THE — 2025
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 213,403,000 | 215,233,000 | 218,461,000 | 222,411,000 |
| Total loans | 148,087,000 | 148,340,000 | 142,087,000 | 143,952,000 |
| Allowance for loan losses | 2,392,000 | 2,410,000 | 2,268,000 | 2,359,000 |
| Securities available for sale | 39,220,000 | 39,679,000 | 41,079,000 | 48,253,000 |
| Securities held to maturity | 1,083,000 | 1,080,000 | 1,077,000 | 1,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,813,000 | 181,635,000 | 182,896,000 | 185,929,000 |
| Interest-bearing deposits | 119,147,000 | 121,650,000 | 123,376,000 | 124,588,000 |
| Noninterest-bearing deposits | 61,666,000 | 59,985,000 | 59,520,000 | 61,341,000 |
| Equity capital | 31,307,000 | 32,277,000 | 34,414,000 | 35,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,910,000 | 5,764,000 | 9,068,000 | 12,079,000 |
| Interest expense | 730,000 | 1,481,000 | 2,230,000 | 2,983,000 |
| Net interest income | 2,180,000 | 4,283,000 | 6,838,000 | 9,096,000 |
| Noninterest income | 105,000 | 179,000 | 249,000 | 341,000 |
| Noninterest expense | 1,157,000 | 2,307,000 | 3,558,000 | 4,872,000 |
| Provision for loan losses | -94,000 | -115,000 | -977,000 | -878,000 |
| Pretax income | 1,256,000 | 2,164,000 | 4,498,000 | 5,458,000 |
| Income tax | 262,000 | 451,000 | 940,000 | 1,141,000 |
| Net income | 994,000 | 1,713,000 | 3,558,000 | 4,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,090,000 | 33,808,000 | 35,653,000 | 36,413,000 |