Call reports 2023
NATIONAL BANK OF MALVERN, THE — 2023
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 199,994,000 | 190,262,000 | 212,038,000 | 200,349,000 |
| Total loans | 138,555,000 | 140,129,000 | 139,284,000 | 140,324,000 |
| Allowance for loan losses | 2,459,000 | 2,431,000 | 2,347,000 | 2,385,000 |
| Securities available for sale | 38,495,000 | 37,164,000 | 35,451,000 | 36,089,000 |
| Securities held to maturity | 1,109,000 | 1,106,000 | 1,103,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,113,000 | 164,156,000 | 185,508,000 | 172,354,000 |
| Interest-bearing deposits | 104,479,000 | 98,542,000 | 120,451,000 | 109,355,000 |
| Noninterest-bearing deposits | 69,634,000 | 65,615,000 | 65,058,000 | 62,999,000 |
| Equity capital | 25,059,000 | 25,392,000 | 25,738,000 | 27,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,226,000 | 6,655,000 | 9,198,000 |
| Interest expense | 206,000 | 491,000 | 1,081,000 | 1,715,000 |
| Net interest income | 1,923,000 | 3,735,000 | 5,574,000 | 7,483,000 |
| Noninterest income | 80,000 | 157,000 | 229,000 | 324,000 |
| Noninterest expense | 1,086,000 | 2,142,000 | 3,278,000 | 4,570,000 |
| Provision for loan losses | -73,000 | -133,000 | -251,000 | -245,000 |
| Pretax income | 999,000 | 1,855,000 | 2,852,000 | 3,500,000 |
| Income tax | 204,000 | 380,000 | 584,000 | 723,000 |
| Net income | 795,000 | 1,475,000 | 2,268,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,240,000 | 28,920,000 | 29,712,000 | 30,221,000 |