Call reports 2022
NATIONAL BANK OF MALVERN, THE — 2022
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 206,162,000 | 209,440,000 | 205,113,000 | 204,601,000 |
| Total loans | 137,609,000 | 137,368,000 | 139,170,000 | 140,757,000 |
| Allowance for loan losses | 1,677,000 | 1,628,000 | 1,658,000 | 1,309,000 |
| Securities available for sale | 33,940,000 | 37,670,000 | 38,491,000 | 37,731,000 |
| Securities held to maturity | 2,914,000 | 2,901,000 | 2,391,000 | 1,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,015,000 | 184,518,000 | 180,955,000 | 179,435,000 |
| Interest-bearing deposits | 111,622,000 | 113,406,000 | 111,754,000 | 110,371,000 |
| Noninterest-bearing deposits | 69,393,000 | 71,111,000 | 69,202,000 | 69,064,000 |
| Equity capital | 24,806,000 | 24,742,000 | 23,920,000 | 25,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,276,000 | 5,142,000 | 7,221,000 |
| Interest expense | 94,000 | 181,000 | 273,000 | 411,000 |
| Net interest income | 1,454,000 | 3,095,000 | 4,869,000 | 6,810,000 |
| Noninterest income | 71,000 | 140,000 | 205,000 | 293,000 |
| Noninterest expense | 900,000 | 1,795,000 | 2,822,000 | 3,941,000 |
| Provision for loan losses | -8,000 | -56,000 | -25,000 | -403,000 |
| Pretax income | 633,000 | 1,496,000 | 2,277,000 | 3,565,000 |
| Income tax | 127,000 | 304,000 | 462,000 | 727,000 |
| Net income | 506,000 | 1,192,000 | 1,815,000 | 2,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,977,000 | 26,514,000 | 26,986,000 | 27,760,000 |