Call reports 2020
NATIONAL BANK OF MALVERN, THE — 2020
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 164,134,000 | 172,473,000 | 172,431,000 | 174,003,000 |
| Total loans | 114,039,000 | 128,153,000 | 128,264,000 | 128,437,000 |
| Allowance for loan losses | 1,416,000 | 1,493,000 | 1,629,000 | 1,627,000 |
| Securities available for sale | 20,642,000 | 20,241,000 | 19,982,000 | 18,044,000 |
| Securities held to maturity | 7,469,000 | 7,452,000 | 7,183,000 | 6,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,202,000 | 147,369,000 | 147,027,000 | 148,770,000 |
| Interest-bearing deposits | 96,898,000 | 98,143,000 | 100,457,000 | 100,149,000 |
| Noninterest-bearing deposits | 42,304,000 | 49,227,000 | 46,570,000 | 48,621,000 |
| Equity capital | 24,192,000 | 24,359,000 | 24,371,000 | 24,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,095,000 | 4,670,000 | 6,305,000 |
| Interest expense | 242,000 | 433,000 | 600,000 | 748,000 |
| Net interest income | 1,357,000 | 2,662,000 | 4,070,000 | 5,557,000 |
| Noninterest income | 66,000 | 123,000 | 177,000 | 252,000 |
| Noninterest expense | 919,000 | 1,818,000 | 2,789,000 | 3,786,000 |
| Provision for loan losses | 4,000 | 85,000 | 217,000 | 206,000 |
| Pretax income | 500,000 | 882,000 | 1,241,000 | 1,817,000 |
| Income tax | 97,000 | 172,000 | 242,000 | 353,000 |
| Net income | 403,000 | 710,000 | 999,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,902,000 | 23,959,000 | 23,998,000 | 24,213,000 |