Call reports 2019
NATIONAL BANK OF MALVERN, THE — 2019
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,066,000 | 151,025,000 | 151,623,000 | 156,469,000 |
| Total loans | 115,277,000 | 113,013,000 | 111,148,000 | 111,924,000 |
| Allowance for loan losses | 1,410,000 | 1,411,000 | 1,413,000 | 1,413,000 |
| Securities available for sale | 10,447,000 | 13,001,000 | 16,307,000 | 19,706,000 |
| Securities held to maturity | 10,184,000 | 10,094,000 | 8,706,000 | 8,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,225,000 | 126,925,000 | 127,392,000 | 132,246,000 |
| Interest-bearing deposits | 90,835,000 | 89,904,000 | 90,844,000 | 94,224,000 |
| Noninterest-bearing deposits | 35,390,000 | 37,021,000 | 36,548,000 | 38,022,000 |
| Equity capital | 23,214,000 | 23,543,000 | 23,689,000 | 23,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,106,000 | 4,716,000 | 6,278,000 |
| Interest expense | 224,000 | 464,000 | 717,000 | 972,000 |
| Net interest income | 1,300,000 | 2,642,000 | 3,999,000 | 5,306,000 |
| Noninterest income | 71,000 | 231,000 | 294,000 | 380,000 |
| Noninterest expense | 840,000 | 1,728,000 | 2,551,000 | 3,490,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 531,000 | 1,145,000 | 1,742,000 | 2,196,000 |
| Income tax | 104,000 | 225,000 | 344,000 | 436,000 |
| Net income | 427,000 | 920,000 | 1,398,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,275,000 | 23,529,000 | 23,667,000 | 23,749,000 |
| Total capital | 24,692,000 | 24,949,000 | 25,075,000 | 25,191,000 |
| Risk-weighted assets | 113,907,000 | 113,900,000 | 112,613,000 | 115,355,000 |