Call reports 2018
NATIONAL BANK OF MALVERN, THE — 2018
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 150,511,000 | 151,023,000 | 148,205,000 | 146,276,000 |
| Total loans | 113,792,000 | 114,206,000 | 115,169,000 | 117,294,000 |
| Allowance for loan losses | 1,411,000 | 1,411,000 | 1,410,000 | 1,409,000 |
| Securities available for sale | 13,776,000 | 12,642,000 | 11,976,000 | 11,442,000 |
| Securities held to maturity | 12,080,000 | 11,709,000 | 11,289,000 | 10,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,360,000 | 126,668,000 | 123,847,000 | 121,844,000 |
| Interest-bearing deposits | 87,470,000 | 90,891,000 | 90,895,000 | 90,371,000 |
| Noninterest-bearing deposits | 37,890,000 | 35,776,000 | 32,952,000 | 31,473,000 |
| Equity capital | 22,638,000 | 22,783,000 | 22,782,000 | 22,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,011,000 | 4,514,000 | 6,058,000 |
| Interest expense | 108,000 | 240,000 | 400,000 | 603,000 |
| Net interest income | 1,449,000 | 2,771,000 | 4,114,000 | 5,455,000 |
| Noninterest income | 73,000 | 135,000 | 200,000 | 387,000 |
| Noninterest expense | 867,000 | 1,733,000 | 2,592,000 | 3,453,000 |
| Provision for loan losses | 374,000 | 374,000 | 374,000 | 374,000 |
| Pretax income | 281,000 | 799,000 | 1,348,000 | 2,015,000 |
| Income tax | 47,000 | 145,000 | 250,000 | 386,000 |
| Net income | 234,000 | 654,000 | 1,098,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,787,000 | 22,974,000 | 22,998,000 | 23,089,000 |
| Total capital | 24,208,000 | 24,393,000 | 24,416,000 | 24,507,000 |
| Risk-weighted assets | 113,777,000 | 115,240,000 | 114,937,000 | 116,236,000 |