Call reports 2016
NATIONAL BANK OF MALVERN, THE — 2016
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,969,000 | 147,634,000 | 152,277,000 | 155,498,000 |
| Total loans | 98,778,000 | 99,108,000 | 102,330,000 | 106,052,000 |
| Allowance for loan losses | 1,525,000 | 1,525,000 | 1,525,000 | 1,525,000 |
| Securities available for sale | 18,346,000 | 18,497,000 | 17,612,000 | 16,993,000 |
| Securities held to maturity | 15,852,000 | 15,446,000 | 15,415,000 | 14,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,518,000 | 119,873,000 | 124,272,000 | 129,302,000 |
| Interest-bearing deposits | 89,590,000 | 90,135,000 | 90,677,000 | 90,790,000 |
| Noninterest-bearing deposits | 30,928,000 | 29,738,000 | 33,596,000 | 38,511,000 |
| Equity capital | 24,193,000 | 24,534,000 | 24,797,000 | 22,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,813,000 | 4,142,000 | 5,551,000 |
| Interest expense | 149,000 | 283,000 | 403,000 | 523,000 |
| Net interest income | 1,261,000 | 2,530,000 | 3,739,000 | 5,028,000 |
| Noninterest income | 59,000 | 123,000 | 176,000 | 251,000 |
| Noninterest expense | 910,000 | 1,797,000 | 2,671,000 | 4,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 410,000 | 856,000 | 1,244,000 | 1,238,000 |
| Income tax | 117,000 | 248,000 | 356,000 | 330,000 |
| Net income | 293,000 | 608,000 | 888,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,101,000 | 24,417,000 | 24,697,000 | 22,552,000 |
| Total capital | 25,321,000 | 25,662,000 | 25,982,000 | 23,883,000 |
| Risk-weighted assets | 97,286,000 | 99,308,000 | 102,554,000 | 106,305,000 |