Call reports 2015
NATIONAL BANK OF MALVERN, THE — 2015
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,638,000 | 144,404,000 | 148,605,000 | 153,119,000 |
| Total loans | 97,221,000 | 97,152,000 | 96,086,000 | 97,169,000 |
| Allowance for loan losses | 1,614,000 | 1,614,000 | 1,526,000 | 1,525,000 |
| Securities available for sale | 18,302,000 | 19,735,000 | 18,452,000 | 18,699,000 |
| Securities held to maturity | 16,807,000 | 16,774,000 | 16,319,000 | 15,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,523,000 | 116,951,000 | 120,788,000 | 125,128,000 |
| Interest-bearing deposits | 91,223,000 | 92,226,000 | 93,247,000 | 92,941,000 |
| Noninterest-bearing deposits | 25,301,000 | 24,725,000 | 27,540,000 | 32,188,000 |
| Equity capital | 22,828,000 | 23,233,000 | 23,601,000 | 23,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 3,038,000 | 4,483,000 | 5,903,000 |
| Interest expense | 153,000 | 309,000 | 467,000 | 627,000 |
| Net interest income | 1,276,000 | 2,729,000 | 4,016,000 | 5,276,000 |
| Noninterest income | 60,000 | 112,000 | 169,000 | 241,000 |
| Noninterest expense | 920,000 | 1,784,000 | 2,665,000 | 3,574,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 416,000 | 1,057,000 | 1,520,000 | 1,943,000 |
| Income tax | 118,000 | 312,000 | 445,000 | 567,000 |
| Net income | 298,000 | 745,000 | 1,075,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,731,000 | 23,178,000 | 23,508,000 | 23,809,000 |
| Total capital | 23,888,000 | 24,350,000 | 24,681,000 | 24,998,000 |
| Risk-weighted assets | 92,130,000 | 93,331,000 | 93,492,000 | 94,784,000 |