Call reports 2014
NATIONAL BANK OF MALVERN, THE — 2014
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 140,502,000 | 139,370,000 | 145,682,000 | 143,837,000 |
| Total loans | 92,337,000 | 91,114,000 | 93,507,000 | 96,302,000 |
| Allowance for loan losses | 1,624,000 | 1,615,000 | 1,615,000 | 1,614,000 |
| Securities available for sale | 16,674,000 | 17,142,000 | 18,065,000 | 19,276,000 |
| Securities held to maturity | 17,734,000 | 17,260,000 | 17,075,000 | 16,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,394,000 | 112,957,000 | 118,970,000 | 116,828,000 |
| Interest-bearing deposits | 90,938,000 | 88,988,000 | 91,490,000 | 88,755,000 |
| Noninterest-bearing deposits | 23,456,000 | 23,969,000 | 27,480,000 | 28,073,000 |
| Equity capital | 21,749,000 | 22,190,000 | 22,491,000 | 22,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,853,000 | 4,278,000 | 5,752,000 |
| Interest expense | 151,000 | 302,000 | 456,000 | 610,000 |
| Net interest income | 1,243,000 | 2,551,000 | 3,822,000 | 5,142,000 |
| Noninterest income | 68,000 | 141,000 | 197,000 | 265,000 |
| Noninterest expense | 863,000 | 1,711,000 | 2,590,000 | 3,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 448,000 | 981,000 | 1,429,000 | 1,869,000 |
| Income tax | 125,000 | 281,000 | 408,000 | 534,000 |
| Net income | 323,000 | 700,000 | 1,021,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,794,000 | 22,171,000 | 22,492,000 | 22,807,000 |
| Total capital | 22,875,000 | 23,237,000 | 23,578,000 | 23,941,000 |
| Risk-weighted assets | 85,847,000 | 84,681,000 | 86,327,000 | 90,190,000 |