Call reports 2013
NATIONAL BANK OF MALVERN, THE — 2013
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,473,000 | 136,935,000 | 141,443,000 | 139,301,000 |
| Total loans | 89,482,000 | 91,991,000 | 91,849,000 | 92,538,000 |
| Allowance for loan losses | 1,607,000 | 1,624,000 | 1,624,000 | 1,624,000 |
| Securities available for sale | 13,517,000 | 15,739,000 | 16,015,000 | 16,883,000 |
| Securities held to maturity | 18,241,000 | 18,513,000 | 18,110,000 | 17,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,697,000 | 112,927,000 | 116,998,000 | 114,720,000 |
| Interest-bearing deposits | 92,121,000 | 92,417,000 | 92,979,000 | 91,506,000 |
| Noninterest-bearing deposits | 20,577,000 | 20,509,000 | 24,019,000 | 23,215,000 |
| Equity capital | 20,441,000 | 20,714,000 | 21,076,000 | 21,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,912,000 | 4,359,000 | 5,806,000 |
| Interest expense | 176,000 | 341,000 | 500,000 | 655,000 |
| Net interest income | 1,300,000 | 2,571,000 | 3,859,000 | 5,151,000 |
| Noninterest income | 93,000 | 148,000 | 317,000 | 386,000 |
| Noninterest expense | 934,000 | 1,751,000 | 2,649,000 | 3,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 459,000 | 968,000 | 1,527,000 | 2,000,000 |
| Income tax | 131,000 | 280,000 | 447,000 | 569,000 |
| Net income | 328,000 | 688,000 | 1,080,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,368,000 | 20,728,000 | 21,120,000 | 21,471,000 |
| Total capital | 21,358,000 | 21,774,000 | 22,171,000 | 22,535,000 |
| Risk-weighted assets | 78,483,000 | 83,024,000 | 83,427,000 | 84,502,000 |