Call reports 2012
NATIONAL BANK OF MALVERN, THE — 2012
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,176,000 | 136,077,000 | 135,102,000 | 136,399,000 |
| Total loans | 88,439,000 | 92,027,000 | 90,813,000 | 92,055,000 |
| Allowance for loan losses | 1,602,000 | 1,607,000 | 1,607,000 | 1,607,000 |
| Securities available for sale | 9,082,000 | 9,057,000 | 9,261,000 | 11,465,000 |
| Securities held to maturity | 20,650,000 | 19,867,000 | 19,276,000 | 19,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,785,000 | 113,464,000 | 112,068,000 | 113,097,000 |
| Interest-bearing deposits | 90,309,000 | 93,814,000 | 92,933,000 | 93,116,000 |
| Noninterest-bearing deposits | 20,477,000 | 19,650,000 | 19,135,000 | 19,981,000 |
| Equity capital | 19,055,000 | 19,435,000 | 19,814,000 | 20,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,054,000 | 4,583,000 | 6,095,000 |
| Interest expense | 218,000 | 430,000 | 634,000 | 825,000 |
| Net interest income | 1,333,000 | 2,624,000 | 3,949,000 | 5,270,000 |
| Noninterest income | 63,000 | 116,000 | 127,000 | 194,000 |
| Noninterest expense | 952,000 | 1,793,000 | 2,655,000 | 3,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 444,000 | 947,000 | 1,421,000 | 1,842,000 |
| Income tax | 121,000 | 264,000 | 400,000 | 511,000 |
| Net income | 323,000 | 683,000 | 1,021,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,031,000 | 19,392,000 | 19,730,000 | 20,040,000 |
| Total capital | 19,954,000 | 20,355,000 | 20,710,000 | 21,034,000 |
| Risk-weighted assets | 73,080,000 | 76,361,000 | 77,706,000 | 78,833,000 |