Call reports 2010
NATIONAL BANK OF MALVERN, THE — 2010
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,637,000 | 133,089,000 | 134,229,000 | 132,051,000 |
| Total loans | 91,557,000 | 92,086,000 | 89,607,000 | 87,648,000 |
| Allowance for loan losses | 1,926,000 | 2,142,000 | 1,698,000 | 1,658,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,458,000 | 29,859,000 | 30,896,000 | 32,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,226,000 | 115,780,000 | 116,558,000 | 114,279,000 |
| Interest-bearing deposits | 95,543,000 | 99,646,000 | 100,192,000 | 95,390,000 |
| Noninterest-bearing deposits | 17,683,000 | 16,134,000 | 16,365,000 | 18,889,000 |
| Equity capital | 17,021,000 | 17,080,000 | 17,376,000 | 17,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,231,000 | 4,871,000 | 6,503,000 |
| Interest expense | 459,000 | 910,000 | 1,323,000 | 1,658,000 |
| Net interest income | 1,169,000 | 2,321,000 | 3,548,000 | 4,845,000 |
| Noninterest income | 82,000 | 108,000 | 169,000 | 229,000 |
| Noninterest expense | 779,000 | 1,676,000 | 2,619,000 | 3,812,000 |
| Provision for loan losses | 100,000 | 316,000 | 262,000 | 262,000 |
| Pretax income | 372,000 | 437,000 | 836,000 | 1,000,000 |
| Income tax | 78,000 | 84,000 | 187,000 | 204,000 |
| Net income | 294,000 | 353,000 | 649,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,021,000 | 17,080,000 | 17,376,000 | 17,523,000 |
| Total capital | 18,014,000 | 18,076,000 | 18,326,000 | 18,540,000 |
| Risk-weighted assets | 78,544,000 | 78,553,000 | 75,164,000 | 80,655,000 |