Call reports 2009
NATIONAL BANK OF MALVERN, THE — 2009
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,450,000 | 127,876,000 | 127,264,000 | 129,910,000 |
| Total loans | 88,935,000 | 92,430,000 | 95,630,000 | 93,437,000 |
| Allowance for loan losses | 1,836,000 | 1,836,000 | 1,934,000 | 1,826,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,679,000 | 29,226,000 | 27,343,000 | 28,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,029,000 | 111,253,000 | 110,157,000 | 112,776,000 |
| Interest-bearing deposits | 92,441,000 | 94,572,000 | 94,458,000 | 95,248,000 |
| Noninterest-bearing deposits | 16,588,000 | 16,681,000 | 15,700,000 | 17,528,000 |
| Equity capital | 16,057,000 | 16,340,000 | 16,671,000 | 16,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,088,000 | 4,844,000 | 6,528,000 |
| Interest expense | 660,000 | 1,304,000 | 1,878,000 | 2,390,000 |
| Net interest income | 973,000 | 1,784,000 | 2,966,000 | 4,138,000 |
| Noninterest income | 72,000 | 145,000 | 218,000 | 301,000 |
| Noninterest expense | 713,000 | 1,290,000 | 1,912,000 | 2,841,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 332,000 | 639,000 | 1,172,000 | 1,398,000 |
| Income tax | 93,000 | 117,000 | 319,000 | 337,000 |
| Net income | 239,000 | 522,000 | 853,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,057,000 | 16,340,000 | 16,671,000 | 16,727,000 |
| Total capital | 17,020,000 | 17,324,000 | 17,680,000 | 17,728,000 |
| Risk-weighted assets | 76,165,000 | 77,915,000 | 79,850,000 | 79,295,000 |