Call reports 2007
NATIONAL BANK OF MALVERN, THE — 2007
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 113,306,000 | 112,132,000 | 112,266,000 | 112,031,000 |
| Total loans | 84,608,000 | 84,068,000 | 85,319,000 | 86,930,000 |
| Allowance for loan losses | 1,765,000 | 1,765,000 | 1,765,000 | 1,865,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,101,000 | 21,268,000 | 21,667,000 | 20,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,235,000 | 96,813,000 | 96,729,000 | 96,520,000 |
| Interest-bearing deposits | 80,036,000 | 79,874,000 | 80,918,000 | 80,593,000 |
| Noninterest-bearing deposits | 18,199,000 | 16,939,000 | 15,812,000 | 15,926,000 |
| Equity capital | 14,659,000 | 14,880,000 | 15,107,000 | 15,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,137,000 | 4,718,000 | 6,326,000 |
| Interest expense | 771,000 | 1,565,000 | 2,380,000 | 3,221,000 |
| Net interest income | 789,000 | 1,572,000 | 2,338,000 | 3,105,000 |
| Noninterest income | 47,000 | 80,000 | 120,000 | 176,000 |
| Noninterest expense | 568,000 | 1,086,000 | 1,554,000 | 2,365,000 |
| Provision for loan losses | 101,000 | 101,000 | 170,000 | 270,000 |
| Pretax income | 167,000 | 465,000 | 734,000 | 646,000 |
| Income tax | 39,000 | 117,000 | 158,000 | 135,000 |
| Net income | 128,000 | 348,000 | 576,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,659,000 | 14,880,000 | 15,107,000 | 15,042,000 |
| Total capital | 15,531,000 | 15,756,000 | 15,985,000 | 15,948,000 |
| Risk-weighted assets | 68,904,000 | 69,216,000 | 69,334,000 | 71,516,000 |