Call reports 2006
NATIONAL BANK OF MALVERN, THE — 2006
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,902,000 | 116,057,000 | 113,361,000 | 113,160,000 |
| Total loans | 90,905,000 | 91,772,000 | 89,001,000 | 87,718,000 |
| Allowance for loan losses | 1,490,000 | 1,465,000 | 1,665,000 | 1,664,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,125,000 | 19,453,000 | 19,613,000 | 19,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,653,000 | 92,046,000 | 98,613,000 | 98,106,000 |
| Interest-bearing deposits | 75,342,000 | 74,449,000 | 81,467,000 | 80,509,000 |
| Noninterest-bearing deposits | 20,311,000 | 17,597,000 | 17,146,000 | 17,596,000 |
| Equity capital | 14,089,000 | 14,332,000 | 14,318,000 | 14,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,098,000 | 4,708,000 | 6,332,000 |
| Interest expense | 559,000 | 1,219,000 | 2,004,000 | 2,811,000 |
| Net interest income | 998,000 | 1,879,000 | 2,704,000 | 3,521,000 |
| Noninterest income | 47,000 | 89,000 | 133,000 | 186,000 |
| Noninterest expense | 808,000 | 1,380,000 | 2,022,000 | 2,515,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 393,000 |
| Pretax income | 237,000 | 588,000 | 615,000 | 799,000 |
| Income tax | 69,000 | 177,000 | 217,000 | 189,000 |
| Net income | 168,000 | 411,000 | 398,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,089,000 | 14,332,000 | 14,318,000 | 14,531,000 |
| Total capital | 14,991,000 | 15,256,000 | 15,217,000 | 15,418,000 |
| Risk-weighted assets | 71,550,000 | 73,372,000 | 71,128,000 | 70,169,000 |