Call reports 2002
NATIONAL BANK OF MALVERN, THE — 2002
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,171,000 | 70,345,000 | 72,594,000 | 79,285,000 |
| Total loans | 47,963,000 | 50,646,000 | 52,475,000 | 56,694,000 |
| Allowance for loan losses | 994,000 | 994,000 | 1,090,000 | 1,090,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,340,000 | 17,266,000 | 16,132,000 | 18,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,777,000 | 60,686,000 | 62,522,000 | 69,184,000 |
| Interest-bearing deposits | 46,575,000 | 46,822,000 | 48,837,000 | 54,416,000 |
| Noninterest-bearing deposits | 14,202,000 | 13,864,000 | 13,685,000 | 14,768,000 |
| Equity capital | 9,234,000 | 9,529,000 | 9,896,000 | 9,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,253,000 | 3,407,000 | 4,616,000 |
| Interest expense | 280,000 | 553,000 | 832,000 | 1,116,000 |
| Net interest income | 817,000 | 1,700,000 | 2,575,000 | 3,500,000 |
| Noninterest income | 54,000 | 45,000 | 127,000 | 173,000 |
| Noninterest expense | 360,000 | 850,000 | 1,240,000 | 2,041,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 511,000 | 895,000 | 1,362,000 | 1,532,000 |
| Income tax | 108,000 | 197,000 | 297,000 | 398,000 |
| Net income | 403,000 | 698,000 | 1,065,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,234,000 | 9,529,000 | 9,896,000 | 9,964,000 |
| Total capital | 9,759,000 | 10,077,000 | 10,475,000 | 10,577,000 |
| Risk-weighted assets | 41,553,000 | 43,403,000 | 45,831,000 | 48,568,000 |