Call reports 2001
NATIONAL BANK OF MALVERN, THE — 2001
What NATIONAL BANK OF MALVERN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,232,000 | 65,165,000 | 64,636,000 | 65,472,000 |
| Total loans | 40,147,000 | 41,843,000 | 44,063,000 | 44,271,000 |
| Allowance for loan losses | 862,000 | 950,000 | 951,000 | 952,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,664,000 | 16,595,000 | 18,318,000 | 17,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,827,000 | 56,677,000 | 55,861,000 | 56,470,000 |
| Interest-bearing deposits | 41,468,000 | 43,751,000 | 43,961,000 | 43,528,000 |
| Noninterest-bearing deposits | 13,359,000 | 12,926,000 | 11,900,000 | 12,942,000 |
| Equity capital | 8,185,000 | 8,306,000 | 8,563,000 | 8,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,080,000 | 3,185,000 | 4,310,000 |
| Interest expense | 435,000 | 851,000 | 1,261,000 | 1,608,000 |
| Net interest income | 578,000 | 1,229,000 | 1,924,000 | 2,702,000 |
| Noninterest income | 54,000 | 96,000 | 136,000 | 178,000 |
| Noninterest expense | 302,000 | 774,000 | 1,177,000 | 1,792,000 |
| Provision for loan losses | 76,000 | 176,000 | 176,000 | 176,000 |
| Pretax income | 254,000 | 375,000 | 707,000 | 912,000 |
| Income tax | 0 | 0 | 75,000 | 119,000 |
| Net income | 254,000 | 375,000 | 632,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,185,000 | 8,306,000 | 8,563,000 | 8,831,000 |
| Total capital | 8,650,000 | 8,784,000 | 9,045,000 | 9,316,000 |
| Risk-weighted assets | 36,801,000 | 37,780,000 | 38,121,000 | 38,330,000 |