Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,263,000 | 69,505,000 | 64,242,000 | 67,633,000 |
| Total loans | 45,480,000 | 49,063,000 | 49,707,000 | 48,758,000 |
| Allowance for loan losses | 563,000 | 568,000 | 569,000 | 601,000 |
| Securities available for sale | 9,677,000 | 9,044,000 | 8,781,000 | 8,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,167,000 | 62,143,000 | 58,669,000 | 61,230,000 |
| Interest-bearing deposits | 54,431,000 | 54,902,000 | 52,112,000 | 54,947,000 |
| Noninterest-bearing deposits | 5,736,000 | 7,241,000 | 6,557,000 | 6,283,000 |
| Equity capital | 4,826,000 | 4,997,000 | 5,110,000 | 5,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,633,000 | 3,874,000 | 5,147,000 |
| Interest expense | 777,000 | 1,469,000 | 2,069,000 | 2,602,000 |
| Net interest income | 540,000 | 1,164,000 | 1,805,000 | 2,545,000 |
| Noninterest income | 118,000 | 202,000 | 287,000 | 413,000 |
| Noninterest expense | 392,000 | 784,000 | 1,158,000 | 1,621,000 |
| Provision for loan losses | 71,000 | 76,000 | 101,000 | 161,000 |
| Pretax income | 195,000 | 506,000 | 833,000 | 1,176,000 |
| Income tax | 75,000 | 141,000 | 294,000 | 417,000 |
| Net income | 120,000 | 365,000 | 539,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,782,000 | 5,027,000 | 5,127,000 | 5,347,000 |
| Total capital | 5,345,000 | 5,595,000 | 5,696,000 | 5,948,000 |
| Risk-weighted assets | 60,280,000 | 50,364,000 | 49,659,000 | 50,100,000 |