Call reports 2002
COMERICA BANK-TEXAS — 2002
What COMERICA BANK-TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 4,063,480,000 | 4,066,133,000 | 4,160,742,000 | 4,507,099,000 |
| Total loans | 3,341,808,000 | 3,326,328,000 | 3,416,037,000 | 3,410,550,000 |
| Allowance for loan losses | 43,925,000 | 48,255,000 | 50,068,000 | 48,162,000 |
| Securities available for sale | 415,039,000 | 383,985,000 | 342,300,000 | 547,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,769,002,000 | 2,833,337,000 | 3,145,152,000 | 3,243,000,000 |
| Interest-bearing deposits | 1,899,721,000 | 1,866,355,000 | 2,126,944,000 | 2,228,008,000 |
| Noninterest-bearing deposits | 869,281,000 | 966,982,000 | 1,018,208,000 | 1,014,992,000 |
| Equity capital | 459,692,000 | 468,217,000 | 474,556,000 | 488,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 56,316,000 | 115,745,000 | 175,325,000 | 236,329,000 |
| Interest expense | 11,329,000 | 24,465,000 | 38,857,000 | 53,726,000 |
| Net interest income | 44,987,000 | 91,280,000 | 136,468,000 | 182,603,000 |
| Noninterest income | 15,303,000 | 31,526,000 | 47,319,000 | 65,200,000 |
| Noninterest expense | 36,673,000 | 75,301,000 | 114,968,000 | 154,002,000 |
| Provision for loan losses | -2,555,000 | 2,174,000 | 13,012,000 | 13,726,000 |
| Pretax income | 26,172,000 | 45,331,000 | 55,807,000 | 87,060,000 |
| Income tax | 9,620,000 | 17,454,000 | 21,953,000 | 32,418,000 |
| Net income | 16,552,000 | 27,877,000 | 33,854,000 | 54,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 419,005,000 | 420,956,000 | 427,563,000 | 448,964,000 |
| Total capital | 563,285,000 | 569,637,000 | 578,689,000 | 587,714,000 |
| Risk-weighted assets | 4,317,761,000 | 4,471,268,000 | 4,533,434,000 | 4,561,843,000 |