Call reports 2011
GUARANTY BANK — 2011
What GUARANTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,074,000 | 128,390,000 | 133,588,000 | 136,114,000 |
| Total loans | 65,892,000 | 68,379,000 | 68,612,000 | 65,503,000 |
| Allowance for loan losses | 1,104,000 | 1,104,000 | 1,104,000 | 1,103,000 |
| Securities available for sale | 27,405,000 | 38,418,000 | 39,393,000 | 38,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,698,000 | 114,095,000 | 117,530,000 | 120,195,000 |
| Interest-bearing deposits | 82,397,000 | 82,085,000 | 84,184,000 | 85,541,000 |
| Noninterest-bearing deposits | 32,301,000 | 32,010,000 | 33,346,000 | 34,654,000 |
| Equity capital | 13,001,000 | 13,701,000 | 14,945,000 | 14,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,630,000 | 4,127,000 | 5,581,000 |
| Interest expense | 274,000 | 536,000 | 792,000 | 1,045,000 |
| Net interest income | 946,000 | 2,094,000 | 3,335,000 | 4,536,000 |
| Noninterest income | 128,000 | 261,000 | 403,000 | 555,000 |
| Noninterest expense | 943,000 | 1,884,000 | 2,774,000 | 3,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 471,000 | 964,000 | 1,241,000 |
| Income tax | 14,000 | 95,000 | 224,000 | 292,000 |
| Net income | 117,000 | 376,000 | 740,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,673,000 | 12,931,000 | 13,295,000 | 13,302,000 |
| Total capital | 13,433,000 | 13,732,000 | 14,105,000 | 14,066,000 |
| Risk-weighted assets | 60,834,000 | 64,271,000 | 64,850,000 | 61,946,000 |