Call report 2004Q4
GUARANTY BANK — 2004Q4
The 22 measures GUARANTY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,771,000 | USD | evidence → |
| Total loans | 65,307,000 | USD | evidence → |
| Allowance for loan losses | 1,145,000 | USD | evidence → |
| Securities available for sale | 14,033,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,159,000 | USD | evidence → |
| Interest-bearing deposits | 62,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,234,000 | USD | evidence → |
| Equity capital | 8,157,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,328,000 | USD | evidence → |
| Interest expense | 1,134,000 | USD | evidence → |
| Net interest income | 4,194,000 | USD | evidence → |
| Noninterest income | 526,000 | USD | evidence → |
| Noninterest expense | 3,079,000 | USD | evidence → |
| Provision for loan losses | 361,000 | USD | evidence → |
| Pretax income | 1,280,000 | USD | evidence → |
| Income tax | 296,000 | USD | evidence → |
| Net income | 984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,890,000 | USD | evidence → |
| Total capital | 8,607,000 | USD | evidence → |
| Risk-weighted assets | 57,056,000 | USD | evidence → |