Call reports 2001
GUARANTY BANK — 2001
What GUARANTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,229,000 | 63,209,000 | 65,280,000 | 87,700,000 |
| Total loans | 34,566,000 | 34,933,000 | 33,273,000 | 51,063,000 |
| Allowance for loan losses | 472,000 | 472,000 | 492,000 | 767,000 |
| Securities available for sale | 13,842,000 | 13,689,000 | 13,764,000 | 13,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,072,000 | 54,955,000 | 56,805,000 | 80,747,000 |
| Interest-bearing deposits | 44,480,000 | 41,038,000 | 45,761,000 | 63,067,000 |
| Noninterest-bearing deposits | 10,592,000 | 13,917,000 | 11,044,000 | 17,680,000 |
| Equity capital | 7,597,000 | 7,677,000 | 7,812,000 | 6,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,325,000 | 3,435,000 | 4,705,000 |
| Interest expense | 515,000 | 1,043,000 | 1,539,000 | 2,135,000 |
| Net interest income | 658,000 | 1,282,000 | 1,896,000 | 2,570,000 |
| Noninterest income | 75,000 | 154,000 | 244,000 | 373,000 |
| Noninterest expense | 506,000 | 1,025,000 | 1,566,000 | 2,352,000 |
| Provision for loan losses | 24,000 | 47,000 | 69,000 | 101,000 |
| Pretax income | 203,000 | 364,000 | 505,000 | 493,000 |
| Income tax | 37,000 | 65,000 | 83,000 | 45,000 |
| Net income | 166,000 | 299,000 | 422,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,363,000 | 7,459,000 | 7,526,000 | 6,251,000 |
| Total capital | 7,835,000 | 7,890,000 | 7,943,000 | 6,844,000 |
| Risk-weighted assets | 49,554,000 | 34,345,000 | 33,303,000 | 47,303,000 |