Call reports 2025
SECURITY FIRST BANK — 2025
What SECURITY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,054,494,000 | 2,025,876,000 | 2,038,560,000 | 2,199,625,000 |
| Total loans | 1,344,002,000 | 1,366,138,000 | 1,370,128,000 | 1,439,833,000 |
| Allowance for loan losses | 18,386,000 | 16,965,000 | 17,779,000 | 17,423,000 |
| Securities available for sale | 318,817,000 | 289,703,000 | 290,942,000 | 276,271,000 |
| Securities held to maturity | 2,613,000 | 2,449,000 | 2,449,000 | 2,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,761,583,000 | 1,724,065,000 | 1,729,606,000 | 1,888,176,000 |
| Interest-bearing deposits | 1,533,680,000 | 1,499,617,000 | 1,505,571,000 | 1,648,906,000 |
| Noninterest-bearing deposits | 227,903,000 | 224,448,000 | 224,035,000 | 239,270,000 |
| Equity capital | 168,742,000 | 174,363,000 | 180,852,000 | 186,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 27,231,000 | 54,443,000 | 81,923,000 | 110,373,000 |
| Interest expense | 12,222,000 | 24,206,000 | 35,956,000 | 47,748,000 |
| Net interest income | 15,009,000 | 30,237,000 | 45,967,000 | 62,625,000 |
| Noninterest income | 2,806,000 | 5,996,000 | 9,602,000 | 13,155,000 |
| Noninterest expense | 12,088,000 | 23,649,000 | 36,048,000 | 48,276,000 |
| Provision for loan losses | 1,684,000 | 2,806,000 | 3,723,000 | 4,527,000 |
| Pretax income | 4,040,000 | 10,146,000 | 16,183,000 | 23,366,000 |
| Income tax | 293,000 | 1,673,000 | 3,038,000 | 4,582,000 |
| Net income | 3,747,000 | 8,473,000 | 13,145,000 | 18,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,176,000 | 166,923,000 | 171,615,000 | 177,244,000 |
| Total capital | 180,449,000 | 183,968,000 | 189,457,000 | 194,726,000 |
| Risk-weighted assets | 1,461,638,000 | 1,500,376,000 | 1,508,776,000 | 1,568,259,000 |