Call reports 2023
SECURITY FIRST BANK — 2023
What SECURITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,795,247,000 | 1,788,925,000 | 1,773,167,000 | 1,831,015,000 |
| Total loans | 1,165,127,000 | 1,303,831,000 | 1,242,488,000 | 1,255,352,000 |
| Allowance for loan losses | 14,191,000 | 15,158,000 | 15,650,000 | 16,086,000 |
| Securities available for sale | 370,306,000 | 334,196,000 | 352,289,000 | 330,915,000 |
| Securities held to maturity | 3,122,000 | 2,961,000 | 2,961,000 | 2,869,000 |
| Trading assets | 118,000 | 0 | 0 | 0 |
| Total deposits | 1,485,982,000 | 1,486,416,000 | 1,473,390,000 | 1,534,973,000 |
| Interest-bearing deposits | 1,218,557,000 | 1,241,020,000 | 1,225,653,000 | 1,277,890,000 |
| Noninterest-bearing deposits | 267,425,000 | 245,397,000 | 247,737,000 | 257,083,000 |
| Equity capital | 142,238,000 | 144,126,000 | 146,889,000 | 150,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,713,000 | 38,431,000 | 61,328,000 | 84,212,000 |
| Interest expense | 5,237,000 | 13,280,000 | 23,551,000 | 34,092,000 |
| Net interest income | 12,476,000 | 25,151,000 | 37,777,000 | 50,120,000 |
| Noninterest income | 2,304,000 | 4,975,000 | 7,877,000 | 10,596,000 |
| Noninterest expense | 10,032,000 | 19,055,000 | 29,333,000 | 39,255,000 |
| Provision for loan losses | 13,000 | 1,123,000 | 1,621,000 | 1,852,000 |
| Pretax income | 4,594,000 | 9,903,000 | 14,703,000 | 19,672,000 |
| Income tax | 1,025,000 | 2,178,000 | 3,241,000 | 4,335,000 |
| Net income | 3,569,000 | 7,725,000 | 11,462,000 | 15,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,741,000 | 144,923,000 | 148,683,000 | 147,576,000 |
| Total capital | 155,120,000 | 160,203,000 | 164,407,000 | 163,704,000 |
| Risk-weighted assets | 1,324,843,000 | 1,438,934,000 | 1,385,211,000 | 1,401,196,000 |