Call reports 2022
SECURITY FIRST BANK — 2022
What SECURITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,498,030,000 | 1,556,683,000 | 1,636,944,000 | 1,622,947,000 |
| Total loans | 1,071,364,000 | 1,171,705,000 | 1,227,616,000 | 1,061,068,000 |
| Allowance for loan losses | 13,073,000 | 13,580,000 | 14,358,000 | 14,196,000 |
| Securities available for sale | 253,623,000 | 289,990,000 | 303,998,000 | 372,549,000 |
| Securities held to maturity | 3,123,000 | 2,963,000 | 2,963,000 | 2,872,000 |
| Trading assets | 55,000 | 71,000 | 133,000 | 148,000 |
| Total deposits | 1,302,220,000 | 1,327,118,000 | 1,410,984,000 | 1,410,139,000 |
| Interest-bearing deposits | 992,349,000 | 1,030,775,000 | 1,129,672,000 | 1,137,549,000 |
| Noninterest-bearing deposits | 309,871,000 | 296,343,000 | 281,313,000 | 272,591,000 |
| Equity capital | 121,422,000 | 122,752,000 | 132,450,000 | 136,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,787,000 | 25,476,000 | 41,472,000 | 58,342,000 |
| Interest expense | 1,020,000 | 2,350,000 | 4,917,000 | 9,195,000 |
| Net interest income | 10,767,000 | 23,126,000 | 36,555,000 | 49,147,000 |
| Noninterest income | 2,302,000 | 5,330,000 | 7,838,000 | 10,307,000 |
| Noninterest expense | 8,669,000 | 17,819,000 | 27,828,000 | 36,579,000 |
| Provision for loan losses | 165,000 | 640,000 | 1,305,000 | 3,635,000 |
| Pretax income | 4,297,000 | 10,064,000 | 15,327,000 | 19,308,000 |
| Income tax | 941,000 | 2,130,000 | 3,388,000 | 4,536,000 |
| Net income | 3,356,000 | 7,934,000 | 11,939,000 | 14,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,603,000 | 120,207,000 | 134,238,000 | 137,096,000 |
| Total capital | 128,676,000 | 133,787,000 | 148,596,000 | 151,292,000 |
| Risk-weighted assets | 1,206,852,000 | 1,328,566,000 | 1,384,574,000 | 1,212,150,000 |