Call reports 2021
SECURITY FIRST BANK — 2021
What SECURITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,344,483,000 | 1,383,517,000 | 1,407,331,000 | 1,463,879,000 |
| Total loans | 894,932,000 | 964,450,000 | 958,845,000 | 966,161,000 |
| Allowance for loan losses | 12,169,000 | 12,099,000 | 12,504,000 | 12,869,000 |
| Securities available for sale | 266,376,000 | 208,209,000 | 250,289,000 | 240,113,000 |
| Securities held to maturity | 3,122,000 | 2,963,000 | 2,963,000 | 3,123,000 |
| Trading assets | 12,000 | 5,000 | 5,000 | 9,000 |
| Total deposits | 1,148,400,000 | 1,181,856,000 | 1,204,366,000 | 1,266,033,000 |
| Interest-bearing deposits | 877,118,000 | 919,834,000 | 944,829,000 | 987,758,000 |
| Noninterest-bearing deposits | 271,282,000 | 262,022,000 | 259,537,000 | 278,275,000 |
| Equity capital | 117,126,000 | 121,005,000 | 126,356,000 | 123,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,566,000 | 22,632,000 | 36,839,000 | 49,294,000 |
| Interest expense | 1,283,000 | 2,474,000 | 3,580,000 | 4,626,000 |
| Net interest income | 9,283,000 | 20,158,000 | 33,259,000 | 44,668,000 |
| Noninterest income | 2,276,000 | 4,332,000 | 7,192,000 | 9,709,000 |
| Noninterest expense | 8,136,000 | 16,835,000 | 25,630,000 | 34,756,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 500,000 |
| Pretax income | 3,424,000 | 8,034,000 | 14,935,000 | 19,511,000 |
| Income tax | 684,000 | 1,634,000 | 2,877,000 | 3,907,000 |
| Net income | 2,740,000 | 6,400,000 | 12,058,000 | 15,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,282,000 | 107,918,000 | 113,593,000 | 112,173,000 |
| Total capital | 116,261,000 | 120,017,000 | 126,097,000 | 125,042,000 |
| Risk-weighted assets | 958,168,000 | 1,027,822,000 | 1,056,630,000 | 1,092,796,000 |