Call reports 2020
SECURITY FIRST BANK — 2020
What SECURITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,088,509,000 | 1,189,079,000 | 1,221,314,000 | 1,305,308,000 |
| Total loans | 773,078,000 | 854,126,000 | 877,738,000 | 858,913,000 |
| Allowance for loan losses | 10,164,000 | 11,139,000 | 11,929,000 | 12,348,000 |
| Securities available for sale | 212,214,000 | 231,633,000 | 226,064,000 | 224,727,000 |
| Securities held to maturity | 3,368,000 | 3,211,000 | 3,211,000 | 3,122,000 |
| Trading assets | 6,000 | 3,000 | 3,000 | 6,000 |
| Total deposits | 937,534,000 | 1,001,055,000 | 1,023,140,000 | 1,113,557,000 |
| Interest-bearing deposits | 744,857,000 | 783,130,000 | 802,947,000 | 867,113,000 |
| Noninterest-bearing deposits | 192,678,000 | 217,925,000 | 220,193,000 | 246,444,000 |
| Equity capital | 106,444,000 | 113,388,000 | 116,981,000 | 115,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,267,000 | 21,942,000 | 33,740,000 | 45,125,000 |
| Interest expense | 2,399,000 | 4,201,000 | 5,792,000 | 7,256,000 |
| Net interest income | 8,868,000 | 17,741,000 | 27,948,000 | 37,869,000 |
| Noninterest income | 1,951,000 | 4,599,000 | 6,918,000 | 9,470,000 |
| Noninterest expense | 7,581,000 | 15,708,000 | 23,346,000 | 31,719,000 |
| Provision for loan losses | 630,000 | 1,630,000 | 2,830,000 | 3,430,000 |
| Pretax income | 2,658,000 | 5,301,000 | 9,144,000 | 12,658,000 |
| Income tax | 511,000 | 1,005,000 | 1,779,000 | 2,469,000 |
| Net income | 2,147,000 | 4,296,000 | 7,365,000 | 10,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,290,000 | 100,485,000 | 103,603,000 | 101,467,000 |
| Total capital | 108,454,000 | 111,624,000 | 115,190,000 | 113,182,000 |
| Risk-weighted assets | 881,495,000 | 913,633,000 | 926,604,000 | 936,561,000 |