Call reports 2019
SECURITY FIRST BANK — 2019
What SECURITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,054,950,000 | 1,080,641,000 | 1,124,350,000 | 1,151,009,000 |
| Total loans | 807,664,000 | 833,237,000 | 827,937,000 | 832,613,000 |
| Allowance for loan losses | 11,382,000 | 12,388,000 | 9,405,000 | 10,201,000 |
| Securities available for sale | 154,432,000 | 158,367,000 | 196,612,000 | 198,174,000 |
| Securities held to maturity | 3,612,000 | 3,456,000 | 3,456,000 | 3,368,000 |
| Trading assets | 17,000 | 19,000 | 9,000 | 13,000 |
| Total deposits | 881,869,000 | 884,198,000 | 933,654,000 | 996,244,000 |
| Interest-bearing deposits | 713,488,000 | 717,619,000 | 757,147,000 | 806,714,000 |
| Noninterest-bearing deposits | 168,381,000 | 166,579,000 | 176,508,000 | 189,530,000 |
| Equity capital | 104,652,000 | 105,598,000 | 108,878,000 | 107,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,033,000 | 22,850,000 | 34,985,000 | 47,216,000 |
| Interest expense | 2,219,000 | 4,799,000 | 7,539,000 | 10,128,000 |
| Net interest income | 8,814,000 | 18,051,000 | 27,446,000 | 37,088,000 |
| Noninterest income | 1,792,000 | 3,656,000 | 5,933,000 | 8,191,000 |
| Noninterest expense | 6,898,000 | 14,277,000 | 21,531,000 | 28,842,000 |
| Provision for loan losses | 1,000,000 | 4,675,000 | 5,275,000 | 5,975,000 |
| Pretax income | 2,708,000 | 2,857,000 | 6,696,000 | 10,589,000 |
| Income tax | 530,000 | 385,000 | 1,207,000 | 2,003,000 |
| Net income | 2,178,000 | 2,472,000 | 5,489,000 | 8,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,357,000 | 93,801,000 | 96,884,000 | 96,046,000 |
| Total capital | 103,915,000 | 104,945,000 | 106,289,000 | 106,247,000 |
| Risk-weighted assets | 843,684,000 | 890,303,000 | 883,633,000 | 908,840,000 |