Call reports 2018
SECURITY FIRST BANK — 2018
What SECURITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 965,255,000 | 989,380,000 | 1,052,275,000 | 983,125,000 |
| Total loans | 678,283,000 | 733,467,000 | 782,388,000 | 765,494,000 |
| Allowance for loan losses | 12,080,000 | 12,026,000 | 12,325,000 | 12,535,000 |
| Securities available for sale | 200,072,000 | 186,650,000 | 172,572,000 | 153,167,000 |
| Securities held to maturity | 3,854,000 | 3,699,000 | 3,699,000 | 3,699,000 |
| Trading assets | 0 | 175,000 | 196,000 | 81,000 |
| Total deposits | 807,806,000 | 805,235,000 | 838,859,000 | 845,260,000 |
| Interest-bearing deposits | 640,849,000 | 640,990,000 | 675,658,000 | 666,036,000 |
| Noninterest-bearing deposits | 166,957,000 | 164,246,000 | 163,200,000 | 179,224,000 |
| Equity capital | 94,423,000 | 96,542,000 | 98,851,000 | 101,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,248,000 | 19,064,000 | 29,780,000 | 40,443,000 |
| Interest expense | 1,186,000 | 2,635,000 | 4,502,000 | 6,579,000 |
| Net interest income | 8,062,000 | 16,429,000 | 25,278,000 | 33,864,000 |
| Noninterest income | 1,965,000 | 3,895,000 | 5,994,000 | 8,192,000 |
| Noninterest expense | 6,668,000 | 13,946,000 | 21,582,000 | 28,807,000 |
| Provision for loan losses | 150,000 | 350,000 | 550,000 | 800,000 |
| Pretax income | 3,209,000 | 6,166,000 | 9,284,000 | 12,599,000 |
| Income tax | 598,000 | 1,167,000 | 1,779,000 | 2,316,000 |
| Net income | 2,611,000 | 4,999,000 | 7,505,000 | 10,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,137,000 | 85,611,000 | 88,199,000 | 91,053,000 |
| Total capital | 92,416,000 | 95,367,000 | 98,378,000 | 101,070,000 |
| Risk-weighted assets | 739,535,000 | 778,232,000 | 812,135,000 | 798,841,000 |